Accounts Receivable

Financing Your Receivables to Reach Unlimited Growth

When your company needs to keep cash flowing to keep working and growing, the best way is to close the gap between invoicing and payment as much as possible. When you have already worked with your clients and customers to do that and you need to improve things more, that’s where accounts receivable financing comes in. When you finance your outstanding receivables, you have the ability to get the bulk of your cash right away, allowing you to keep working and keep servicing clients without a slowdown.

How Financing Receivables Works

When you apply for this kind of advance, Catalyst Capital associates review your outstanding accounts and customer payment histories to determine the likelihood of any individual account defaulting or paying late. After that, an advance is calculated that is typically 70 to 80 percent of the value of reviewed accounts. The money is disbursed to you, and then when payment comes in, our associates take the original advance and our service fees out, sending the remainder on to you.

Benefits of Accounts Receivable Financing

  • Payment insurance on your accounts at no extra cost to you
  • No recourse if they don’t pay
  • No loss of equity in your business
  • Fast and flexible
  • Finance accounts whenever you need to for unlimited growth potential

Talk to one of our commercial finance advisors today to get an application started for your first accounts receivable advance.